Buying in Spain what you need to know
Buying a property in Spain involves several steps that are different from other countries, and understanding them early makes the entire process much easier. At Sweet Home Properties we help buyers navigate costs, payment structures and legal requirements, explaining everything in plain language so you know exactly what to expect. From budgeting the additional purchase fees to understanding how deposits work in Spain, we guide you through each stage with realistic information and the support of trusted local professionals.
Choosing where to buy is just as important as understanding how to buy. Inland and coastal areas offer very different lifestyles, price ranges and long term possibilities. We help you compare environments, property types and practical considerations such as build quality, timelines, resale conditions and financial planning.
Whether you are looking for a country villa with land or a low maintenance home near the coast, our goal is to make sure every decision is informed, intentional and aligned with the way you plan to live.
Key aspects of buying in Spain
Purchase costsExpect approximately 15 percent on top of the property price for legal fees, government taxes, notary, registry and NIE. Mortgage buyers should allow around 17 percent due to setup charges. |
Payment structuresA 3000 euro deposit secures any property in Spain. Off plan purchases involve stage payments during construction, while key ready and resale properties may require an interim payment if completion is more than a few weeks away. |
Location and lifestyleInland areas offer more space, privacy and value, often with large plots and open views. Coastal zones provide beaches, services, international communities and strong rental potential. |
Property considerationsDefine what matters most to you. Bedrooms, outdoor space, pool, budget, key ready or off plan, new build or resale. Construction times, flexibility and move in dates vary significantly between options. |
Professional supportWe recommend paying deposits directly to your solicitor while documents are checked. Our team works alongside reputable lawyers, developers and local experts to ensure a safe and transparent purchase. |
